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REDUCED PRICE!
Offer No. 50291
/ Last editing: 22.06.2010
For sale House
Location:
city of Sofia, near Northeastern Districts
See a map of Bulgaria
Total size: 316.58 sq.m
Built-up area 141.12 sq.m
Yard area: 665 sq.m
Bedrooms: 4
Price: € 199 000
₤ 165 956 / USD 258 541
Price sq.m: ₤ 524.21 / USD 816.66 / € 628.59
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CLIENT'S GUIDE
We have been working for 18 years owing to you and with care for you - our dear ...We justify Your trust, as being true to our main principles of professionalism and honesty.
Confidential offers for real estatesMirela has confidential proposals for the sale and rental of properties that are not announced in the public databases. Most often these are high-class properties, popular and well-known ...
Confidential mediation in sales of properties - ownership of foreign citizensWe offer the service "Confidential mediation" oriented to foreign clients - including legal consultation, mediation and implementation of the necessary factual and legal action related ...
Mirela's seminars - image and success!In short - by participating at the lecture trainings, Mirela's employees acquire the rules of inner organization and work with clients in a new way that is the 'successful concept ...
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Spain's Grupo Ortiz, Electra Set Up JV for Bulgaria MarketSpain's energy group Electra Holding announced it has joined forces with Madrid-based construction firm Grupo Ortiz to work on infrastructure projects in Bulgaria and other countries ...
Lufthansa Technik Expands in BulgariaLufthansa Technik Sofia, a joint venture between Germany’s Lufthansa Technik and the Bulgarian Aviation Group, announced it will invest in the construction of new facilities for aircraft ...
Bulgaria's Population Crisis Worsens Despite Rising Birth RateBulgaria's population growth is not improving despite the rise of its birth rate largely due to migration, according to latest Eurostat data about the population of the EU.Bulgaria ...
Bulgaria, Greece Set to Open New Border CrossingBulgaria and Greece will be opening a new crossing point on their joint border, announced the state leaders of the two nations.After the first ever joint sitting of the governments ...
Extinct Plant Species to Come Back to BulgariaExtinct and rare plant species will be brought back to four protected areas in Bulgaria, under the framework of a new environmental project of the EK Life+ program.The project is implemented ...
Opening of Plovdiv’s Markovo Tepe Mall targeted for November 2010The target date for the opening of the Markovo Tepe Mall in Plovdiv is November 2010, according to Melina, the Bulgarian-Israeli firm that is the investor in the project.The mall was ...
We present a house with beautiful design
Location: the quarter is close to the Northern slopes of the Lozenska Mountain. Excellent and quick transport links
Specifications: the house consists of basement - premise for storage, boiler-room, corridor, staircase leading to the next level - living-room, dining-room, kitchen, closet, toilet. Second floor - four bedrooms, three of them have terraces, two bathrooms, toilet, laundry. There is a solid fence, the garden is perfectly landscaped and there is a barbeque area.
Accents:
- First-class construction
- Quick access
- Perspective region
- Quiet area
- All communications
Additional info:
When organizing your trip to Bulgaria to view or purchase property it is very important that your trip is free from any troubles so you can focus on the main reason for your trip - to choose the right property. We, at Mirela Real Estate agency will be more than happy to organize your viewing trip to Bulgaria.
Before you come to Bulgaria we can organize or recommend a number of hotels providing accommodation.
On arrival you will be greeted by a friendly and highly trained representative.
Afterwards we will arrange for you the viewing of properties you may be interested in at any time convenient to you. At that time you will be accompanied by an experienced and qualified employee of ours to provide consultancy, interpretation and assistance when required.
Construction type: massive construction
Heating: Local heating
Bathrooms: 2
Balconies: 3
Joinery: Wood windows
Contacts
Company: MIRELA LTD
Office: Sales Department- Houses and Land
Agent: Simona Hardalova - agent
Telephone: +359 2 9875275; Mobile +359 887479435
See all the offers of Simona HardalovaInsurance and Social Security Market in Bulgaria
Insurance System
Insurance System
In 1998, after an interruption of almost 52 years, the license regime for insurance companies was re-established in Bulgaria. According to the Bulgarian legislation a company shall not provide both life insurance and general insurance services. This is the reason why most insurers engaged in the insurance market have registered separate life insurance and general insurance companies. Currently, there are 20 general insurance companies, 9 life insurance companies and 2 mutual insurance cooperatives operating on the Bulgarian market. They all have been granted license by the state and their activities are subject to the supervision of the Financial Supervision Commission. The Commission supervises also the activity of life insurance companies, pension-fund companies and of stock market participants. At present, foreign shareholders own either majority or minority share in 12 of the general insurance companies, which constitutes ca 55-56 % of the market income, and in 8 of the life insurance companies, whose market share is equal to 68 %. On the Bulgarian insurance market operate international corporations such as 'AIG', 'Allianz', 'Munich Re', 'HDI', 'EUREKO', Wiener St䤴ische , Grave, 'Uniqua' (being a subdivision of 'AKSA'). Though, it is only the Australian 'QBE' that has chosen to register its representative office in the city of Sofia.
Bulgarian insurers celebrate the Insusrers' Day on October 1st. It was celebrated for the first time in 1994. The date is not a random choice - on that day in 1891 in the city of Rousse, that was by that time famous for its traditions in entrepreneurship, was established the first Bulgarian insurance company - 'Bulgaria'. Until World War Two the insurance system has developed into an important branch of the Bulgarian economy over which the state exercised a relatively efficient supervision. In 1946 all existing insurers in Bulgaria - 19 Bulgarian and 11 foreign branches have been unified by law into 'State Insurance Institute' (DZI). It has retained the monopoly over the Bulgarian insurance market for 15 years until July 31st 1961. On that day, by a decree of the Council of Ministers of the Republic of Bulgaria was established the external insurance company 'BULSTRAD' being the first share-holders company in the country. It was meant to serve commercial exchange, all sorts of vehicle insurance, international tourism, construction works abroad as well as other Bulgarian interests outside the territory of the country. Until year 1989 when private insurance companies began to emerge in Bulgaria the State Insurance Institute remained the monopolist in the internal insurance system.
The Association of the Bulgarian Insurers (ABZ) has been established as a union on October 16th 1992 in Sofia and included 12 insurance companies. Currently, members of the association are all 31 licensed insurers in Bulgaria. ABZ (http://www.abz.bg) was established and is operating on the principals of democracy, voluntary commitment, equality and fair play. The Association unites the interests of Bulgarian insurance companies and maintains contacts with similar institutions abroad.
Insurance companies are not the only ones that have their own organizations. Insurance brokers (whose number in Bulgaria is 174) and insurants have also similar organizations.
Pension Insurance System
The first private pension-fund insurance companies in Bulgaria were registered in 1994. The pension system in its current organization, however, has been operating since the beginning of 2000 and is based on three main pillars: the obligatory government pension fund as a part of the State Social Security, the obligatory additional pension contribution system where the contributions deposited are paid in pension funds, managed by licensed pension companies and voluntary additional retirement contribution, also paid in pension funds, managed by licensed pension companies.
At present, in Bulgaria there are 8 pension companies in four of which the majority interest is owned by foreign investors. Some of them are Alianz and ING, the Hungarian bank group OTP and the Dutch finance group TBIH.
The companies are united in an organization of companies for additional pension contribution - Bulgarian Association of Companies for Additional Pension Contribution (BADDPO), having a status of a non-commercial legal entity.
Health Insurance System
The health insurance system and the consequent social relations were established in Bulgaria in 1998 when the parliament approved the bill of Health Insurance Act. It constituted the legal grounds for a change in the Bulgarian public health services system and for institution of obligatory and voluntary pension insurance in the country. Health insurance in Bulgaria is a system for social health protection, which provides a guaranteed packet of health services and is implemented by the National Health Insurance Fund. The voluntary and the additional health insurance are managed by private companies, registered in compliance with the Trade Act and licensed under the terms of the Health Insurance Act. Currently, the number of companies offering individual, family and group health insurance is equal to 12. Most of them are members of the Association of the Licensed Voluntary Health Insurance Companies (ALDDZO).



